Retirement readiness checklist
Our Retirement Readiness Checklist will help you with your planning. It provides the stepping stones to a clear and confident future.Answer the questions below, and we can send you a copy of your responses along with an action plan with some suggested next steps. Then, you can move forward at your own pace.

Start with the basics

Check your super balance in Member Online.

That's great! You can get updates on your super in Member Online.

Get a projection of your super balance and income by using the Retirement Lifestyle calculator or by calling us.

Yes: It's great you understand your retirement outlook. Check how you're tracking by using our Retirement Lifestyle calculator.

Don't worry - there are many factors that go into deciding when you want to finish work - retirement isn't linear for many people.

That's great that you have a goal of when you plan to retire. Remember, we're here to help you.

Make the most of my super

There are several tax strategies that could help you build a bigger super balance as you near retirement.

That's great that you understand your options to grow your super and save on tax.

Super doesn't automatically form part of your estate so you should consider making a beneficiary nomination.

That's great you have a plan in place. It's a good idea to review your beneficiaries from time to time, and especially if your situation changes. You can see them in Member Online.

Making a downsizer contribution to your super can help increase your retirement savings, but its important to make sure it's right for you.

Understanding where you will live in retirement is a big step.

If you've turned 60 and would like to ease into retirement, you can work less and maintain your income using a Transition to Retirement (TTR) strategy.

That's great. Once you hit age 60, you can access your super using a Transition to Retirement (TTR) strategy if you're still working.

Plan for the retirement I want

Your super is designed to be a tax-effective way to save for your retirement and there are rules about when you can access your money

Great work! Your super is designed to be a tax-effective way to save for your retirement.

There are industry guidelines that outline how much you may need in retirement. Your actual required income level is personal to your situation.

It's great to understand your expected income needs in retirement.

Your super doesn't need to be withdrawn as a lump sum when you finish work. There are various ways to pay yourself an income from your super savings that may also save you tax.

That's great. Turning your super into a tax-effective income may also help it last longer in retirement.

Understanding the government benefits available to you can be challenging. We're here to help you maximise your entitlements and overall retirement income.

We're here to help you maximise your entitlements and overall retirement income.

You're almost done!

Work through your planning in your own time. Simply fill in your details and we'll email you some information on the key areas to help you with your planning.

Please note that all fields marked with an asterisk (*) are mandatory.

This website is maintained by the trustee of CareSuper, CARE Super Pty Ltd, ABN 91 006 670 060, AFSL 235226, RSE L0000956.

# CareSuper Advice is a financial advice service available to CareSuper members through CareSuper Advice Pty Ltd, ABN 78 102 167 877, AFSL No. 284443 which is licensed to provide financial advice services and deal in financial products. CareSuper Advice Pty Ltd is a wholly owned company of CareSuper (Secretariat Co) Pty Ltd ABN 29 104 826 413, a related entity of CareSuper Pty Ltd ABN 14 008 650 628, AFSL No. 238718 (Trustee) which is the trustee of CareSuper ABN 74 559 365 913 (Fund).

This is general information only and doesn't take into account your objectives, financial situation or needs. Before making a decision about CareSuper, you should consider if this information is right for you. You may also wish to consult a licensed financial adviser.

Before making a decision about CareSuper, you should consider if this information is right for you and read our Product disclosure statement, Target market determination and Financial services guide. These are available at caresuper.com.au/pds or by calling 1800 005 166.

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